Handling Car Accident Property Damage Claims

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If you have been involved in an auto accident, you probably have a lot of questions such as who is liable, who will pay for the damage, or will you be compensated for your pain and suffering. However, if you have suffered property loss due to a collision, you probably have different questions in mind, such as what are you entitled to recover or how many estimates can you get. In this article, we will answer your questions and help you handle the situation. First, if you have been injured in an auto accident or suffered property loss due to a collision, you should hire an experienced car accident lawyer to explain your rights to you, navigate you through the legal system and come to your assistance. An expert on automobile accident laws will always find ways to recover your money. Besides, these types of accidents involve long-term and severe injuries or damage that always require services of a professional to get the deserving compensation. An experienced lawyer will effectively negotiate with the insurance companies to reach a fair settlement and make this legal process easier for you.

What Are You Entitled to Recover?

After contacting the at-fault driver’s insurance company to inform them of the accident, the damage to your car must be assessed. The basic rule of what are you entitled to recover is that you have the right to recover the difference between what your vehicle was worth immediately before and after the unfortunate event. This can be determined by the cost of repairing the vehicle or by the fair market value of the vehicle. This value is also called the Blue Book value. When it comes to choosing the method of estimating the value of your car, the insurance company will make that decision based on the estimated repair costs. They can total your car if the repair costs are estimated to be more than 75% of your auto’s value before the accident.

You are also entitled to recover for the loss of use of your vehicle, meaning you can rent a reasonable replacement until your case is solved. Your insurance company doesn’t have to arrange a rental car for you, but you can rent the car yourself, and they will have to recover your costs.

How Many Estimates Can You Get?

Based on the experience of Law Firms in Duluth GA, you will get none. Nowadays, the insurance adjuster will simply make an estimate of the repair costs and decide whether or not they will pay to have your vehicle repaired. In case they do, you may choose a repair shop of your choice to do the work. If any damage was overlooked by the insurance adjuster, the repair shop will contact him and agree on additional payment.

The At-Fault Driver Refuses to Pay for the Damage

This usually happens if liability isn’t determined properly. If you have collision insurance, contact your company about the repairs and let them deal about payment with the insurance company of the other driver. If you don’t have collision coverage, you will have to sue the other person. In that case, go to to schedule a free consultation on your case.

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